Education in the United States

I really wanted to make good on all of my debts, I wanted to pay them off one hundred percent but I was having trouble coming up with the money to make even the minimum payments every month. I should have really done more research before I picked a credit counseling company. Now it looks like I’ll be filing for chapter 13 anyway because the counseling company was ripping me off. At first they seemed very nice and very knowledgeable; I was both happy and excited after our first phone consultation. What I didn’t know is that, by signing the contract, I was agreeing to pay an outlandishly high fee for their services, putting me in even greater debt. I suppose it’s my fault for not really reading the fine print, I just assumed that since the firm was advertising themselves as a non profit organization that the cost to me would be minimal. They were taking my money and offering not a whole lot more than suggestions about budgets that I, or no other normal person, would be able to follow. I did however learn a very big lesson from all of this; never ever sign anything without reading all of it, or scrutinizing every word, because there’s always someone out there trying to get over on you.